Guess I should start by saying I didn’t really hit rock bottom, but it sure did feel like it. Here’s my story of hitting “rock bottom.”
Starting 2009 things were good. Kell and I had been together for 5 years and we were doing good, I had a career that I did not enjoy but it paid well (retail management), I was in school getting my masters in accounting, and we were in the process of buying our first house.
Then all hell broke loose. Around Feb, we lost the house because of my student loan debt. I guess because I was going to graduate in the near future, they had to count a percentage of my income going towards the student loan payment and that put our debt to income ratio way over the limit. Anyone with student loan debt knows you can extend payments to lower the monthly amount, but they wouldn’t accept that.
I was devestated! This was my dream house, but we decided to move in with my brother for a while and get the student loan debt figured out.
Let me tell you how much of a blessing in disguise this was. Not 1 month after moving to my brother’s, I lost my job. Not because of downsizing due to the economy, not because I was doing a terrible job, but because I made too much money and my district manager didn’t like me. He knit picked everything I did to the point of putting me on a 30 day probation, but fired me after 5 days. I didn’t even get the chance to prove myself. Found out later the his friend got my position.
I was devestated again, but hopeful- I was about to graduate with my masters. I was going to be somebody!
WRONG! 2 years, 10 months, and 23 days on unemployment. During that time we moved in with my parents because of a huge fight with my brother and his then fiance; now wife, my grandma (who I was very close to) was put in a nursing home because her alzheimers had gotten too bad, she passed away since then, my grandpa moved in with my parents where we also lived (for 3 years), he also has passed away.
The living situation was so stressful that it put a damper in my parent’s marriage, so my mom moved out. I’ve always been a mama’s boy and I spent a year living with my father while he was separated from my mom. They have since figured things out and are doing ok.
Anyway, I had some temp jobs during all that time. One was doing taxes inside a Walmart store. This coming season will be my 5th year with them. During my first 3 years, I talked to the people that worked at the credit union inside the store and finally in 2012, they had an opening and told me to apply. I got the job and after a few months, Kell and I got an apartment in July 2012 to get back on our feet. Some bad things happened in 2013- Kell’s mom died, my grandp died exactly 1 month after that, we had all the house issues.
But finally, Dec 1, 2013 we moved our stuff into the house, I’ve been at my job a little over a year and a half and I love it. I never wake up saying “I don’t want to go to work,” and I love all of my coworkers.
I know a lot of people lost their jobs around the same time as me. It’s the most disappointing thing you can ever go through. You feel like such a failure. And then to get a job making almost half the money I was making before made me feel like Such a failure.
I feel like now that I have my career on track, I don’t care that I make less money; not everything is about money. We make enough to get a beautiful big house that we can be happy in. I’m getting married next year, I’m so happy. I finally feel like I deserve this happiness.
I’m going to take this and run with it… literally, I’m going to start working out and eating better. I’m ready for a new me!
Moral of the story is: I guess everything really does happen for a reason. If you are unemployed or know someone that is, please let them know this.